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Account Types

Checkbook IRA

Take direct control of your IRA investments with immediate access to your funds

What is a Checkbook IRA?

A Checkbook IRA, also known as a Checkbook Control IRA, gives you direct control over your retirement funds through an LLC structure.

With this powerful investment tool, you can write checks or make wire transfers directly from your IRA-owned LLC, eliminating the delays associated with traditional custodian-directed transactions.

Direct control over investment decisions
Faster transaction execution
Lower transaction fees
Greater investment flexibility

Key Benefits

Immediate Access

Make investment decisions and execute transactions immediately without waiting for custodian approval.

Cost Effective

Reduce transaction fees by eliminating per-transaction charges from traditional custodian services.

Investment Flexibility

Invest in a wide range of alternative assets including real estate, private equity, and more.

Asset Protection

Maintain all IRA tax advantages and asset protection while having direct control.

Personal Control

You serve as the LLC manager, giving you complete authority over investment decisions.

Time Savings

Eliminate paperwork delays and act quickly on time-sensitive investment opportunities.

How It Works

Four simple steps to establish your Checkbook IRA

1

Open IRA Account

Establish a self-directed IRA with Westcarriage as your custodian.

2

Form LLC

Create an LLC that will be owned by your IRA and managed by you.

3

Fund the LLC

Transfer funds from your IRA to the LLC's business checking account.

4

Start Investing

Begin making investments directly from your LLC checking account.

Ready to Take Control?

Open your Checkbook IRA today and start investing on your terms